Clap for the Central Bank of Nigeria

In this article, CBN is praised for sanitizing banks (since 2009 actions) and also for stabilizing exchange rates. 

The next challenge for Nigerian banks: higher-risk lending and access to low-cost funding, as “long-term success for Nigerian banks will chiefly depend on them enhancing their risk management, improving their governance, diversifying their loan portfolios, and securing their funding profiles”. 

Has lending to the real sector increased/improved?