Personally, I have learnt the hard way to live within my means. Days of over spending on credit cards only to find that Loui and Gucci cannot pay my food and light bill. So, today, if I see something I cannot afford, I just say to myself “one day, Glory, one day” and move along. But this was not a lesson I learnt easily. Not at all. There was a time when I would spend all my weekly earning in three days and live the remaining four days feeling miserable, vowing to be smarter the following week only to repeat the same mistake in record time!
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Another friend of mine recently threw her 30th birthday dinner at a popular location on the Island. Endless bottles of champagne and food for all! She must have had over 30 people present and she kept asking everyone to order as they wished on her. I thought nothing of it at the time, after all not all fingers are equal. Two days after the party, this same friend called and asked for a rather huge loan, which she would payback in monthly installments. I assumed she must have bankrupted herself after her lavish party and willing obliged her without asking many questions. Only to later learn that she had borrowed similar amounts from mutual friends’ months before and was yet to repay.
When I approached her on the issue, she explained that she was trying to gather shopping money for her regular summer trip overseas and would repay all debts on her return. To say I was perplexed, would be an understatement. This is a girl, who has what I imagine to be a well paid job, and constantly has some designer gear straddled on her limbs. I couldn’t understand why she would need to live a life that was clearly well beyond her means.
(Source is BellaNaija.com: Young, Fabulous and FLAT BROKE! )
Analysis: Do I have a broke habit?